Standard Chartered Bank Personal Loan

Do you want to apply for a personal loan that is pocket-friendly Touch? Apply to Standard Chartered Bank that offers loans at an affordable interest rate of 10.75% – 13.00%. Get more info about this event on the page below.

Standard CHARTERED Personal Loan Interest Rates January 2023

Special Details
Interest Rates 10.75% – 13.00%
homework INR 1 Lakh – INR 50 Lakh
Reparation 12 months 60 months
Processing fees 1% of the loaned amount + GST
Pre-closing price 1% -5% of outstanding principal + GST

Standard Chartered personal homework Rates in Detail

Turba Type Loan <lakh 3 Loan 3-5 lakh Loan 5-8 lakh Loan 8-10 lakh More than 10 lakh loans Processus Fee
A cat 11.99% 11.50% 11.25% 11% 11% 1%
Cat B 11.99% 11.50% 11.25% 11% 11% 1%
CAT C 11.99% 11.50% 11.25% 11% 11% 1%
CAT D 11.99% 11.50% 11.25% 11% 11% 1%
Unlisted Company cum EPFO ​​Deductione 12.50% 12% 11.75% 11.75% 11.50% 1%

It needs closure

Before closing the grid Crimes
Up to 12 months 5%
13 ad 24 Months 4%
25 to 36 Months 2%
> 36 Menses 1%

Standard Chartered Personal Homework Touch Computing

When a person seeks a personal loan, he will be concerned about the interest on the loan and the balance that he will have to pay to the bank. Here at Standard Chartered Bank, personal loans are offered at an attractive rate with a flexible tenure that makes payment convenient for customers.

The Touch loan calculator is a tool that tells you the monthly payments you need to make to the corresponding lender against the loan. The Touch Personal Loan Calculator takes into account the loan amount, term, and interest rate to determine the payments you have to pay.

You will understand the example below better

  • Loan amount- INR 2,00,000
  • Tenure- 5 Years
  • Rate of interest- XII% pa*

Touch, Total Interest Outgo, Total Repayment (Interest + Principal)

DOSE PRINCIPAL INTEREST BALANCE VEHICLES
1 31,058 22,329 1,68,941
2 34,996 18,390 1,33,944
3 39,435 13,951 94,509
4 44,436 8950 50,072
5 50,116 3314

Eligibility Criteria for Latin CHARTERED Personal Loan

To avail a personal loan at Standard Chartered Bank, you must meet the following eligibility criteria .

Nam Salaried

  • The minimum age of the applicant should be 21 years
  • The maximum salaried age should be 65 years respectively.
  • Applicant’s minimum monthly income should be INR 25,000 (if existing clients) OR INR 30,000 & INR 50,000 (if new client base)
  • The applicant must have a minimum of 2 years work experience.

For it is his own use

  • The minimum age of the applicant should be 26 years
  • The maximum age of self employed should be 70 years respectively.
  • Income criteria – Last 2 years income > INR (M)
  • The latest ITR should not be higher than 130% of the previous year’s ITR
  • The difference between the previous year’s ITR and the current year’s should be greater than 3 months
  • The applicant must have a minimum of 3 years work experience.

Documenta required

Do you want to know all the documents you need to get this secured loan? If so, just go through the table below.

Salaried
Self-Employed
Identity Proof Homework, photo card, driving power, voter id card, photo ration card
The prayer is proved Homework, telephone bill, account card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allocation letter.

Standard Chartered personal homework Customer Care

If you have any concerns, questions, complaints or feedback, all you have to do is simply contact the customer care executive on 9873678914. These experts use their expertise to solve all your problems. You can contact them at any time and solve all your problems. They are always there to listen to all your problems and give you the best solutions here. With their friendly nature, these customer care executives are always there to support and guide you so that you can enjoy the best loan journey without any hassle.

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Standard Chartered personal homework Preclosure trigger ac

If the applicant wants to foreclose the loan before the predetermined time, he/she can do this at Bank Chartered Latin. Many money. After paying 6 or 9 EMIs, you can ask the bank to pre-close your loan. However, banks usually charge the same foreclosure and if you want to foreclose your personal loan in Standard Chartered, you have to pay a fee of 5% of the principal outstanding GST. The same fee was charged on the outstanding portion of the loan along with tax levies.

Standard Chartered personal homework status

Knowing the real-time status of your personal loan is easy and fast as all you have to do is just log into your account. With your documents such as login ID and password, you can log into your account at any time and check the actual status of your loan without any hassle. This online facility is available to everyone and allows you to know your personal loan status anytime, anywhere.

Standard Chartered personal homework Login

You can easily open your account and know all the details in a few minutes. All you need to have is your login credentials. With the help of your login ID and password, you can access your account at any time and track your account details.

Standard Chartered personal homework statement

Standard Chartered Bank provides personal loan statement on email ID every month. The statement contains all the details like account number, loan details, personal documents, etc. The best thing about this statement is that you can access it at any time and keep an eye on the actual loan in the case.

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Features and Benefits

  • Low interest rates
  • Simple documentation
  • Quick processing & Disbursal
  • Affordable Financing
  • No requirement of a collateral/guarantor
  • Easy monthly repayment options
  • High loan amounts

About Latin Chartered personal homework

Standard Chartered is a British multinational banking and financial services company, holding a network of around 1,200 branches and outlets across more than 70 countries. In addition, with a revenue of approximately 14.61 billion, this bank is considered as one of the most reliable lenders today. Over the years, the bank has created its niche for its unique services.

The bank has gained a firm foothold in India’s personal loan space by bringing in customized offers for borrowers. When it comes to personal loans, this bank fulfills all your personal financial needs, like home renovation, sudden travel or your friend’s wedding.

How To Get A Personal Loan From Standard Chartered Bank During Lockdown?

As the spread of the COVID-19 pandemic is imposed by the government in India, Standard Chartered Bank has some opportunities in this difficult time. What is? If you have a salary or savings account with Standard Chartered Bank, you can get an affordable personal loan to meet your needs.

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