FREE TOOL 02 · BEFORE YOU BUY

Can this purchase fit right now?

Look beyond the price tag. Estimate what may be left after the purchase, essential costs and bills you still need to cover.

Check your numbers

Use money currently available for this period, not your total income for the year.

Money you can actually access
This is your chosen safety amount, not a universal rule.
A QUICK REALITY CHECK

Price is only one part of the decision.

Enter the amount available, purchase price and upcoming costs to estimate what may be left.

A positive number is not a guarantee that a purchase is affordable. Consider future income uncertainty and unexpected expenses too.

Before you decide

  • Check upcoming bills and essentials first.
  • Include delivery, maintenance or other extra costs if relevant.
  • If using credit, consider interest, fees and repayment dates separately.

This is a simple cash-flow check, not a recommendation to buy, borrow or invest.